Understanding auto insurance from the start

After health i think we all love our vehicle and almost every individual has its own vehicle for its personal use but what if you have a sudden accident and you vehicle get distorted and you get heavy bills to get it repair i hope you got my point here

this is where auto insurance came to rescue and save us from those heavy expenditures

so what is auto insurance ??

Vehicle insurance (also known as, GAP insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from the specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions you can get some very cheap auto insurance at a great price which can came handy later

Crash on the street. Volkswagen model 2007.
Crash on the street. Volkswagen model 2007.

Benifits of Having auto insurance 

Your auto insurance policy includes more than just coverage for your vehicle. It also includes some added benefits (some that are standard, some you can add) that can help make your insurance experience as hassle-free as possible.

Accident Forgiveness: If you’ve been accident and violation-free for 5 years (no matter what insurance carrier you’ve been with), we won’t raise your rates due to your first accident. If you qualify, you’ll receive this benefit at no extra cost.

Lifetime Repair Guarantee: If your car is in an accident covered under your policy, you can have it fixed at one of our approved repair shops and the repairs will be guaranteed for as long as you own your vehicle.

Roadside Assistance: If your vehicle ever breaks down, we won’t leave you stranded. From a jump-start to a tow, our optional 24-Hour Roadside Assistance coverage will get you moving again – we’ll even make the arrangements.1

12-Month Rate Guarantee: Many auto insurance policies only last 6-months. This means that your rate can change after only half a year. At Liberty Mutual, our policies are for a full-year – guaranteeing your rate for an entire year.

Convenient Payment Options: Paying your bill should be quick and easy; whether over the phone, online or through our mobile app, there are a number of options at your disposal. Have your payments deducted automatically from your checking or savings account (Electronic Funds Transfer), pay by credit card, mail us a check – you decide.2

After-Hours Policy Services: Have a policy or billing question, or need to change your policy? You can call our customer service representatives for expert help with questions regarding your policy and billing after normal business hours and on weekends.